"We've become accustomed to our economic dominance in the world, forgetting that it wasn't reckless deals and get-rich-quick schemes that got us there; but hard work and smart ideas -quality products and wise investments. So we started taking shortcuts. We started living on credit, instead of building up savings.
Emphasis mine.
Lest the President forget about living on credit:
It's hard to lecture about cutting corners and living on credit when you are mortgaging our grandchildren's future.
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